Advisor Long-Term Disability Insurance
When it comes to long-term disability, we don’t do things like everyone else. Our plans are custom tailored to fit the needs of the independent financial advisor. We understand that you have worked diligently and intelligently to build your business, and we are here to make sure you are insuring your income.
Our Lifetime Security Benefit is a built-in feature that indefinitely extends the benefits of a severely disabled individual who is unable to perform two or more activities of daily living or suffers a severe cognitive impairment that requires supervision, like Alzheimer’s or Dementia.
Key Provisions:
- Insures 60% of your Gross Income from the Financial Service Industry, up to $300,000
- Provides 3 Tiers of Coverage: up to $5,000, $10,000 or $15,000 in monthly benefits
- Benefits are not offset by Financial Services Industry Income that relates to sales completed or services provided by the insured prior to the date of Disability
The Assisted Living Benefit is another enhancement included with our Long-Term Disability coverage. This benefit provides additional income to those with disabilities when they need it the most. It can increase the monthly benefit up to an additional $5,000, if the disabled individual is unable to perform two or more activities of daily living or suffers a severe cognitive impairment.